The CIBC Dividend Platinum Visa Card is a decent option for those who like to spend big and earn attractive returns through them.. The CIBC Aventura Visa Infinite Card features 4 bonus categories which are CIBC Rewards Centre, gas station, grocery store, and drug store. CIBC Dividend® Visa Card Details. Apply for the CIBC Dividend Visa Card today. These consumers will benefit from no annual fee, minimal income requirements and free additional users. CIBC Select Visa . The CIBC FirstCaribbean Cash Back Visa Credit Card is a stylish, Chip & PIN enabled credit card providing the value-conscious shopper with up-to-date security and worldwide acceptance, plus all the reliability you expect from Visa. ($1,000 per insured person to a maximum of $2,500 per claim for the CIBC Aerogold® Visa Infinite Privilege Card). $39 Free. Opens a new window in your browser. CIBC Dividend ® Visa Infinite* / CIBC Dividend Platinum ® Visa* $99 . CIBC Select Visa* Card. The CIBC Select Visa Card is a middling offering on Canada’s low-interest credit card market. 10,000 Aeroplan points upon first purchase; Additional 10,000 Aeroplan points + Air Canada Buddy Pass after spending $3,000 in the first four months; The signup bonus of 20,000 points is a decent offer compared to others we’ve seen on this card. CIBC Aerogold Eligibility Criteria. 404 0 obj
<>stream
Bonuses & Fees. Get up to 1% cash back on everything else. Among the most notable is mobile device insurance coverage, which reimburses cardholders up to $1000 for a mobile device that is lost, stolen, or accidentally damaged. Manage your daily spending and grow your savings with help from CIBC Insights — a tool included in the CIBC Mobile Banking App® that offers tailored tips based on your debit and credit card activity. Its purchase rate score is 77/100. The CIBC Dividend Visa Card has one bonus category which is grocery. Rates and Fees. CIBC uses cookies to understand how you use our website and to improve your experience. Collect rewards and enjoy gas savings with the right CIBC credit card for you. Please note: These fees are in addition to charges applied by the fund company, such as early redemption fees or deferred sales charges on back-end load funds. Use our resources to take care of your family and finances during these uncertain times. This card has an annual fee of $29. Automatically save up to 10 cents per litre at participating Chevron, Ultramar and Pioneer gas stations when you link your eligible CIBC cards to Journie Rewards. Welcome Bonus. †Conditions apply for the CIBC Aeroplan Visa Infinite Card. Earn 2% cash back on groceries, 1 % on gas, transportation, dining and recurring payments, and up to 0.5% on everything else. Use the space bar to play and pause the carousel. You will need to earn at least $60,000 per year if you apply for the card based on your personal income. Activate a new or replacement credit card. Get a Buddy Pass to bring anyone along, anywhere Air Canada flies in North America, including Hawaii and Mexico in Economy, RDS%rate[2].VWIAG.Published(null,null,6,null)(#O2#)%, RDS%rate[2].VWIAG.Published(null,null,3,null)(#O2#)%, RDS%rate[2].VWIAG.Published(null,null,90,null)(#O2#)%. CIBC’s second and more seasoned VIP product is the CIBC Aerogold Visa Infinite Privilege, which earns miles in the Aeroplan loyalty program. This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. CIBC Payment Protector™ Insurance for Credit Cards ⓘ Helps you pay your credit card in times of need, like involuntary job loss, disability, critical illness or if you were to pass away. Free : CIBC U.S. Dollar Visa Charging purchases to the CIBC Dividend Visa Card earns you Purchase Security & Extended Protection Insurance valid for up to 12 months on all eligible purchases. Opens a new window in your browser. Visa Debit Upgrade: Upgrade your CIBC FirstCaribbean Convenience card to a Visa Debit card; no sign up or annual fee. With this card, Earn 1 Aeroplan point for every dollar spent on gas and groceries as well as on Air Canada and Air Canada Vacations purchases. It comes with a 13.99% interest rate and a 0% introductory balance rate. Business Banking Product Fees (pdf, 1.38 MB) Corporate Banking Product Fees (pdf, 1.48 MB) Credit Card Fees (pdf, 1.24 MB) Personal Banking Product Fees (pdf, 1.75 MB) Aruba. Learn more about tax-free savings accounts. After you hit this cap, you'll earn at the non-category rate for the remainder of the year (resets after December statement closes). Unlock your card when you find it. Those who want extra travel perks should continue researching credit card options. The CIBC Aventura Visa Infinite is one of the most underrated credit cards even though it's on my list of the best travel credit cards in Canada. You can also withdraw cash from an ATM anywhere around the world. Find out how far your Aventura Points can take you, across Canada and around the world. endstream
endobj
405 0 obj
<>stream
About the CIBC Select Visa* Card. Request a replacement card if your card is lost or damaged. CIBC Global Money Transfer Agreement (PDF, 100 KB) Opens in a new window. The CIBC Select Visa is a low-interest card that could be a good fit for you if you want to save money on interest instead of earning rewards. Earn 30,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods †. About CIBC There is no annual fee. Understand the fees and charges associated with your CIBC FirstCaribbean accounts. This markup varies from bank to bank, and it ultimately represents paying for the bank’s service costs.These include customer representative salaries, building rent, marketing fees, unavoidable transfer charges, as well as other miscellaneous costs. SPECIAL OFFER: Get $300† and pay no monthly fee for up to 12 months‡ with a CIBC Smart™ Account. Double the manufacturer's original warranty up to one year on most of your purchases. Arrow keys or space bar to move among menu items or open a sub-menu. Make the switch TODAY! CIBC Aventura Visa Infinite Travel Benefits. The process is quite easy, as you can complete the entire thing within 5-10 minutes. CIBC Air Canada AC Conversion Visa Prepaid Card : CIBC Smart Prepaid Visa Card: CIBC Smart Prepaid Travel Visa Card: Annual Account Fee: $0: $0: $0: Foreign Transaction Fees: 2.5% for unsupported currencies: 2.5% : 2.5% : Cost Per Transaction: $0: $0: $0: ATM Withdrawal Fee: Free in Canada;1 free per month outside Canada; $1.95 and up after that Using a credit card is typically safe, but even careful cardholders are at risk of theft. Earn on daily expenditures. This card also comes with a generous welcome offer and basic insurance. A line of credit to help conquer your goals. You can earn a total of 20,000 Aeroplan points by applying for the CIBC Aeroplan Visa Business, awarded in two parts:. Select your island to view details of CIBC FirstCaribbean's Schedule of Charges. The company also offers compensation if the items are lost, damaged, or stolen. Discover the ways a Tax-Free Savings Account (TFSA) can help you grow your savings. Bonuses & Fees. Veuillez vous reporter au menu Aide de votre navigateur (habituellement disponible en sélectionnant F1) pour savoir comment activer Javascript. Type of Card Your Card is a non-reloadable prepaid Visa gift card and ... Fees. The CIBC Aero Platinum Visa Card is a low-fee card that offers 1 Aeroplan Mile for every $1.50 you spend on your card along with double the rewards at over 150 Aeroplan partners. The gas, grocery, and drug store categories are capped at $6,000 in spend per year. The CIBC Aventura Visa Infinite Privilege Card offers exceptional travel benefits and a high return on Aventura Points. Welcome offer Earn up to 20,000 Aeroplan® points.†, Get a Buddy Pass to bring anyone along, anywhere Air Canada flies in North America, including Hawaii and Mexico in Economy class.‡, Interest rate for purchases† RDS%rate[2].VWIAG.Published(null,null,6,null)(#O2#)%, Interest rate for cash† RDS%rate[2].VWIAG.Published(null,null,3,null)(#O2#)% (RDS%rate[2].VWIAG.Published(null,null,90,null)(#O2#)% for Quebec residents). There are no transaction fees and you won’t be charged interest as … We're sorry, CIBC Online Banking is currently unavailable. Choose something else if you … Learn more about this low introductory rate. The rebates shows up within the first two statements. While this fee is waived in the first year, it is payable in subsequent years. Earn maximum rewards. In Canadian Imperial Bank of Commerce v Her Majesty the Queen, 2018 TCC 109, Chief Justice Rossiter held that the supply of services made by VISA to CIBC fell outside the financial service definition in the Excise Tax Act (Canada) (the “ETA”) and therefore did not qualify as an exempt supply. The CIBC Smart Prepaid Visa Card provides you with a convenient and safe way to make purchases, whether in-person, over the phone, or online, just like with a traditional credit card but without all the sky-high fees. For whatever reason, CIBC isn't known for its credit cards, but let me tell you, the CIBC Aventura Visa Infinite is definitely worth your consideration. CIBC Aerogold Visa Infinite Privilege. The full CIBC website is available in English and French. The Minister of National Revenue denied the rebate claims. Canadian Imperial Bank of Commerce Website - Copyright © CIBC. This card has an annual fee of $29. Temporarily lock your credit card if it’s misplaced. What kind of credit card are you looking for? Plus, earn up to 2,500 additional Aventura Points for a total of 10,000 points. Apply Now. The CIBC Aeroplan Visa Card is an optimal choice for the simple traveller and spender. CIBC advertises that it transfers money globally — with 0 fees. to qualify for the CIBC Smart Account offer. Earn cash back on your everyday purchases for no annual fee. Welcome offer Get a first-year annual fee rebate and 10% cash back for the first 4 statements on total purchases of up to $2,000.†, Interest rate for cash† RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)% (RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)% for Quebec residents). The grocery store, gas station, and drugstore categories have a spend cap of $80,000 per year (based on statement end date in December). If your destination currency is on their list of over 50 countries and you’re sending under C$15,000, then you may be in luck. You can Earn 3 points whenever you spend money on travel with the CIBC rewards centre, earn 2 points for every dollar you spend on daily purchases like gas and groceries and 1.25 points for every $1 spent on all other purchases. Plan an escape, get cash back, save on gas and more, How can you manage big purchases at a flexible, Access these easy-to-use features in CIBC Online Banking. 35,000 Aventura points (20,000 points after you make your first eligible purchase + another 15,000 Aventura anniversary bonus points when you spend at least $10,000 in your first year.) Ensure you’re protected from the unexpected with the CIBC Payment Protector™ Insurance for Credit Cards. The CIBC Aventura Visa Infinite Privilege Card features six bonus categories which are CIBC Rewards Centre, dining, entertainment, transportation, gas, and grocery. Currently one of the few premium credit cards to charge a below-average annual fee of $99, effective February, the CIBC Dividend® Visa Infinite* Card’s annual fee will jump slightly to a more conventional $120. The CIBC Aventura® Visa Infinite* Card has lots of additional benefits and perks that will come in handy both at home in Canada and while travelling abroad. No Fee Cards. Activate, PIN and use your Visa Debit card, locally or online. Enjoy a card with no annual fee, ever. CIBC Dividend® Visa* Card review 2% cashback on grocery store purchases. Are you sure you want to delete this saved card number? to CIBC Online Banking. Also, supplementary cards cost $50 each. The CIBC Select Visa* Card is a low interest rate credit card with an enticing welcome bonus: New customers can take advantage of 0% interest for 10 months on balance transfers, with only a 1% transfer fee. CIBC Pace It is available to non-Quebec residents. $99 . One main downside of this card is its annual $120 fee. Offer; Fees & Conditions; Legal; Offer. The CIBC Rewards Centre category is uncapped, but the remaining bonus categories have … Use the left and right arrows to move between carousel items. Unfortunately, if you’re an existing CIBC Dividend® Visa Infinite* cardholder, coverage won’t apply to your current device and will only kick in on a new smartphone you buy after February 2021. CIBC issued Visa-branded credit cards to its customers and paid the Fees to Visa to participate in the Visa payment system, a set of instruments, procedures, rules and technology (Visa System). Meet with usOpens a new window in your browser. Personal Account Service Fees (PDF, 200 KB) Opens in a new window. The CIBC Select Visa is a low-interest card that could be a good fit for you if you want to save money on interest instead of earning rewards. It has a high earning flat-rate cashback reward of up to a remarkable 4% on your purchases with the card. If you are a new cardholder, follow the steps to register for CIBC Rewards.. CIBC Smart Prepaid Visa Card. ��b!�Ԗ`Ȅ4 ��G'ʖu�t�a'n7��Ժ$*CE�kZn�{��@�� ��1�8��xNYA��jH
P���
Pt�1�*�S�C֓��B)�&�X/jv�±VFD���9{�Q�K�@]�S�Y��c�̫�ÃˊX��Q�ac(����N�_� Apply online, book a meeting, Opens a new window in your browser. Use of Card You can use your Card to make purchases online or at a point of sale terminal in a store. †Conditions apply for the Aventura Visa Infinite Card. about the CIBC Aventura Visa Infinite Card. $29 . Cardholders will pay a relatively standard 19.99% annual interest rate on Purchases and 22.99%† (21.99% QC only) annual interest rate on cash advances and balance transfers. Pour accéder aux Services bancaires CIBC en direct , vous devez activer JavaScript. Antigua. �K%uU�P�q�r�c\:�(�{� 9r��������ܞ�|�|���
a�ׂ�Btz����wl*c+�\��?Q���0�u���I�:�eǣ��c�����_ Fees and Commissions . As a client of CIBC Imperial Investor Service, you have agreed to pay certain charges based on … After you hit the cap, these three categories will earn at the non-category rate. Find a banking centreOpens a new window in your browser. Downsides of the CIBC Aventura Visa Infinite . †Conditions apply for the CIBC Dividend Visa Infinite Card. Credit cards are a great form of payment when you’re travelling abroad. CIBC Payment Protector Insurance for Credit Cards (PDF, 770 KB) Opens a new window in your browser. Up to 2% cash back, rewards are available for dining and transportation purchases, and all other purchases are eligible for 1% cashback with no limits. What student credit cards does CIBC offer? As CIBC’s top-tier Aeroplan co-branded credit card, the CIBC Aeroplan Visa Infinite Privilege currently offers up to 75,000 Aeroplan points as a signup bonus, divided into three parts:. No limit on the total cash back you can earn. WELCOME OFFER: Get a first-year annual fee rebate!† Plus, get 10% cash back for the first 4 statements on total purchases of up to $2,000.†, Get up to $3,000 when you get a mortgage with CIBC.†. $399 . Get expert help with accounts, loans, investments and more. Its purchase rate score is 77/100. If you are a returning cardholder, enter your Username and Password to login. Understanding basic terms can help you get the most out of your credit card. Click here for more information and to upgrade. CIBC Aventura Visa Card is charging 19.99% as the purchase rate and it's charging 22.99% as the cash advance rate. This card offers frequent travellers a couple of practical perks including a complimentary Priority Pass membership and the rebate of Nexus application fees. Use left/right arrow keys to move between top level menu items. The CIBC Aventura Visa Card has four bonus categories which are gas station, grocery store, drug store, and CIBC Rewards Centre. $120 . You can get 7,500 bonus Aventura Points when you make your first purchase. However, I signed up because there was an annual fee rebate promotion. Plus, get a first year annual fee rebate †! TM: Visa . This card also comes with basic insurance and optional travel medical for an additional fee. There’s no upfront cost for credit card mobile device insurance, but you’ll need to pay a deductible when – and only if – you make a claim. CIBC offers the CIBC Select Visa, which offers an interest rate of 13.99% on purchases, balance transfers, and cash advances. Access these easy-to-use features in CIBC Online Banking® and the CIBC Mobile Banking® App. for a CIBC banking centre or ATM. CIBC Aventura Visa (applications approved before May 29, 2017) $39 for the first year and Free thereafter Free : CIBC Aerogold ® Visa Infinite Privilege* Card . RDS%rate[2].VWVA.rate(null,null,6,null)(#R#)%, RDS%rate[2].VWVA.rate(null,null,3,null)(#R#)%, RDS%rate[2].VWVA.Published(null,null,90,null)(#O2#)%. But just because there is no annual fee, that doesn't mean it has no benefits. Every big Canadian bank - including CIBC - introduces a rate markup embedded within their offered rate. Five steps to take if your credit card is stolen, Foreign currency transactions with your credit card. You can also get up to 3 additional cards at no charge. for the CIBC Aeroplan Visa Infinite Card. Plus, get a first-year annual fee rebate. Changes to certain bank account fees and services effective July 1, 2021 (PDF, 60 KB) Opens in a new window. $29. The carousel stops when not in focus. CIBC is refunding 1.4 million credit card customers for years of improper fees. CIBC said Friday it has settled a class-action lawsuit that claimed the bank charged Visa credit card holders improper fees on foreign currency transactions. Each additional card (up to 3): $0 Also, in your first year, you can earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. ESC to close a sub-menu and return to top level menu items. Top credit card questions We apologize for any inconvenience. If any replacements or repairs are needed on the item, CIBC will reimburse you for the cost. The CIBC Aventura ® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada. However, it doesn’t have anything unique or particularly good to recommend it over other cards. Provided your bus fare was charged to your eligible CIBC card, Baggage Insurance coverage provides reimbursement of up to $500 per insured person, to a maximum of $1000 per claim for your lost luggage and its contents. If you’re sending over C$15,000 or your destination country isn’t on that list, you’ll want to skip to the next section on international wires. There is no annual fee. There's no limit to the amount of … The CIBC Aventura Visa Infinite Privilege Card comes loaded with great travel benefits along with savings on gas, NEXUS rebates, and more. The CIBC Aventura ® Visa* Card is free of charge. Check out the basic features of the credit card below. For whatever reason, CIBC isn't known for its credit cards, but let me tell you, the CIBC Aventura Visa Infinite is definitely worth your consideration. Check your balance, set up alerts, track your spending and more. … Start saving today, tax-free. RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)%, RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%. The CIBC Aventura Visa Infinite is one of the most underrated credit cards even though it's on my list of the best travel credit cards in Canada. Need to meet? Bonuses & Fees. Since there is no annual fee, no foreign currency transaction fees, and cash back on every type of purchase, this is the best kind of card to have whether you are frequently heading away from home for business/recreation or you prefer to shop from the comfort of your couch. The complimentary Priority Pass membership also includes four free annual airport lounge visits. Trip Cancellation and Interruption Insurance, Creditor Insurance for CIBC Personal Lines of Credit, CIBC Payment Protector™ Insurance for CIBC Credit Cards, Creditor Insurance for CIBC Personal Loans, Choose the Best CIBC No Annual Fee Credit Cards. Just be aware that this card offers very few benefits and you’ll have to pay an annual fee of $29 to keep your account active. The Visa system allows Visa credit cardholders to immediately access credit granted by their financial institution, CIBC in this case, wherever merchants (Participating Merchants) accept Visa as a … 30-second take $50 : CIBC Aero Platinum. Extra protection on new purchases. 30-second take. Think about this card if you’re an Aeroplan member and want to cash in on a welcome bonus. With this Card, you earn: The CIBC Dividend Platinum ® Visa* Card offers cash back rewards ranging from 1%–3% (depending on where you shop), as well as a moderate spread of extra insurance and travel benefits. about the CIBC Aeroplan Visa Infinite Card. CIBC Aventura Visa Infinite Card review . Please note: Multilanguage sites do not provide full access to all content on CIBC.com. about the CIBC Dividend Visa Infinite Card. Enjoy a low introductory rate†, equal to CIBC Prime, until November 21, 2021.